The UPS Jeewan Setu digital life certificate facility allows eligible pensioners under the Unified Pension Scheme (UPS) to generate and submit their annual life certificate using Aadhaar-based authentication through the NPS by Protean eGov mobile application.<\/p>\n\n\n\n
The Pension Fund Regulatory and Development Authority (PFRDA) operationalised the facility through Circular PFRDA\/2026\/54\/SUP-CG-SG\/02 dated 30 October 2026. The circular states that UPS pensioners must submit their digital life certificates annually by 30 November for uninterrupted continuation of monthly assured payouts. Read the PFRDA circular<\/a>.<\/p>\n\n\n\n It is a mobile-app facility through which a UPS pensioner can generate and submit a Digital Life Certificate (DLC). It uses Aadhaar authentication, including a face-authentication step in the process described in PFRDA\u2019s annexure.<\/p>\n\n\n\n A life certificate confirms that the pensioner is alive for the purpose of continuing the pension-related payment. This particular circular concerns eligible UPS pensioners; other pension schemes may have different arrangements, authorities and deadlines.<\/p>\n\n\n\n Applicable group: eligible pensioners under UPS. Submission deadline: 30 November each year, as stated in the circular. The current upcoming date is 30 November 2026. Submit early and verify success; the deadline should not be confused with an automatic grace period. If a submission is missed or disputed, contact the relevant nodal office or CRA promptly.<\/p>\n\n\n\n Keep your Permanent Retirement Account Number (PRAN), date of birth, access to the registered mobile number for OTP, Aadhaar details, and a compatible smartphone with a functioning front camera and internet connection. Check the current app instructions and any face-authentication prerequisites on the official platform. Do not disclose an OTP, Aadhaar details or credentials to an unsolicited caller.<\/p>\n\n\n\n 1. Open the official NPS by Protean eGov \/ NPS, UPS and APY mobile application. Confirm the publisher and app name through the official CRA information before installing.<\/p>\n\n\n\n 2. Select \u201cUPS Jeewan Setu \u2013 Digital Life Certificate\u201d on the home screen.<\/p>\n\n\n\n 3. Enter your PRAN and date of birth, then verify with the OTP sent to the registered mobile number.<\/p>\n\n\n\n 4. Select Aadhaar, enter the requested Aadhaar details and choose \u201cContinue with Aadhaar\u201d.<\/p>\n\n\n\n 5. Follow the face-authentication instructions and complete verification.<\/p>\n\n\n\n 6. Check the success message, select \u201cDone\u201d and retain the acknowledgement or screenshot where available.<\/p>\n\n\n\n Screen names may change. Use the app\u2019s current guidance and seek support if authentication or acknowledgement fails.<\/p>\n\n\n\n Try again with adequate light and a clear camera view; verify that personal information matches official records and the registered phone can receive the OTP. Do not submit repeated unverified details. Contact your nodal office or Protean CRA for assistance and ask how to verify that the certificate is accepted. Do not assume an unsuccessful screen means submission has been completed.<\/p>\n\n\n\n PFRDA links timely annual submission with continuation of monthly assured payouts. The safest approach is to submit before the deadline, keep the confirmation, and follow up promptly if records are inconsistent. If you also need help with pension income and income tax return filing<\/a>, maintain a separate record of pension statements and applicable tax deductions; the life certificate and tax return are different requirements. CA-assisted ITR services<\/a> may help with tax reporting.<\/p>\n\n\n\n Who can use this facility? The PFRDA circular concerns eligible pensioners under UPS; it should not be assumed to replace the process for every pension scheme.<\/p>\n\n\n\n What is the submission deadline? The circular says annually by 30 November.<\/p>\n\n\n\n Are PRAN and Aadhaar needed? PRAN, date of birth, registered-mobile OTP and Aadhaar authentication appear in the stated app process.<\/p>\n\n\n\n Is a visit to a branch always needed? The app is intended to support digital generation and submission; seek help from the nodal office if unable to use it.<\/p>\n\n\n\n How do I know the certificate was submitted? Look for the app\u2019s successful generation message and acknowledgement, and confirm with the responsible office if in doubt.<\/p>\n\n\n\n What happens if I miss the deadline? Timely submission is intended to prevent interruption; contact the nodal office or CRA about your individual position immediately.<\/p>\n\n\n\n UPS Jeewan Setu makes annual life-certificate submission easier for eligible pensioners. Keep the PRAN, registered mobile and Aadhaar authentication details ready, complete the process before 30 November and retain the success confirmation.<\/p>\n\n\n\nWhat is UPS Jeewan Setu?<\/strong><\/h2>\n\n\n\n
Important date at a glance<\/strong><\/h3>\n\n\n\n
What should you keep ready?<\/strong><\/h3>\n\n\n\n
How to submit the certificate<\/strong><\/h3>\n\n\n\n
What if face authentication does not work?<\/strong><\/h3>\n\n\n\n
Why should pensioners submit it on time?<\/strong><\/h3>\n\n\n\n
Frequently Asked Questions<\/strong><\/h3>\n\n\n\n
Conclusion<\/strong><\/h3>\n\n\n\n