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MSME & Udyam registration · Sector 4, Dwarka, New Delhi · Updated September 2026

Your Udyam number is the only proof the government, a bank or a buyer will accept.

MSME registration moved to the Udyam portal on 1 July 2020. It is free, permanent, and issued on self-declaration — and it is also the document a lender asks for before a collateral-free loan, a tender asks for before waiving your earnest money, and a late-paying buyer has to answer to under the MSMED Act.

We are a financial services practice in Dwarka. We file new Udyam registrations, migrate old Udyog Aadhaar numbers, correct registrations that were filled in wrongly, keep the annual investment and turnover update in order, and pursue delayed payments through the Facilitation Council when a buyer stops answering the phone.

Register my business Check my category first
  • Nilgovernment fee on the Udyam portal
  • 1 daytypical turnaround when Aadhaar and PAN match
  • Permanentno renewal, only an annual data update
  • 22 kmcore service radius around Dwarka
Government of India · Ministry of Micro, Small and Medium Enterprises Where does your business stand?

Original cost of plant, machinery and equipment. Land, building and furniture are excluded.

Exports are left out of this figure. Use the last completed financial year.

Micro

On the limits in force from 1 April 2025 this is a micro enterprise.

Investment headroom3%
Turnover headroom60%

Indicative. The portal reads your actual figures from income-tax and GST filings — have us confirm it.

One registration, one PAN

Every unit, branch and activity sits inside a single Udyam number. Two registrations against one PAN creates a problem, not a benefit.

Udyog Aadhaar has lapsed

UAM numbers stopped being valid after 31 March 2021. If that is all you hold, you are currently unregistered.

Nobody can charge you a government fee

udyamregistration.gov.in charges nothing — to register, to update or to download. Paid lookalike portals are not the government.

What Udyam registration actually is

Udyam registration is the recognition of an enterprise as micro, small or medium under the Micro, Small and Medium Enterprises Development Act, 2006. It was notified under Section 7(1) and Section 8(1) of that Act by Notification S.O. 2119(E) dated 26 June 2020 and replaced the earlier Udyog Aadhaar Memorandum and SSI registration from 1 July 2020.

The filing is online, paperless and based on self-declaration. No document is uploaded. What you enter is validated in the background against Aadhaar, the income-tax database and, where applicable, the GST Network. What comes back is a permanent Udyam Registration Number in the form UDYAM-DL-00-0000000 and an e-certificate carrying a dynamic QR code that any bank or buyer can verify.

It is not a licence and it does not replace anything. A shop still needs its trade licence, a food business still needs FSSAI, and GST registration is governed by GST law. Udyam sits alongside those and decides which MSME benefits and protections you can claim.

Three routes, and only one is current

RouteStatus nowWho it is for
Udyam RegistrationIn forceEvery enterprise with a PAN — proprietorship, firm, LLP, company, HUF, society, trust, co-operative
Udyam Assist PlatformIn forceInformal micro enterprises exempt from GST registration, onboarded through a designated agency; treated as micro for priority sector lending
Udyog Aadhaar (UAM)LapsedClosed to new filings since 2020 and invalid for benefits after 31 March 2021 — holders must re-register on Udyam

Also retired: EM-Part II under the earlier scheme, and the old SSI registration certificate.

The limits changed on 1 April 2025, and most guidance online still shows the old ones

Notification S.O. 1364(E) dated 21 March 2025 raised the investment ceilings by two and a half times and doubled the turnover ceilings. A business that had outgrown its category under the 2020 numbers may well be back inside it.

CategoryFrom 1 April 2025 currentUp to 31 March 2025
InvestmentTurnoverInvestmentTurnover
Micro≤ ₹2.5 crore≤ ₹10 crore≤ ₹1 crore≤ ₹5 crore
Small≤ ₹25 crore≤ ₹100 crore≤ ₹10 crore≤ ₹50 crore
Medium≤ ₹125 crore≤ ₹500 crore≤ ₹50 crore≤ ₹250 crore

Both tests, together

The criteria are composite. Cross either ceiling and the enterprise moves up a category. It moves back down only when it falls below both ceilings of its current category.

Exports do not count

Turnover from export of goods or services is excluded when turnover is computed. An exporter is measured on its domestic turnover alone.

Timing of a change

An enterprise that grows out of its category keeps the benefits of the old category for a limited transition period. A reverse change takes effect from 1 April of the following financial year.

What counts as investment

Investment is read from the income-tax return of the previous year. For a new enterprise with no return yet, it is self-declared on the purchase value of plant, machinery and equipment excluding GST. Land, building, and certain items listed in the Explanation to Section 7(1) of the MSMED Act are not counted.

Whose Aadhaar, which PAN, and what the portal will ask of you

The answer depends entirely on how the business is constituted. Pick the form below and the rest of the panel changes.

Your business is a
Two more questions

The registration, step by step

Six steps on the government portal. Nothing is uploaded; everything is verified in the background. Move through them below.

Confirm which category you fall in

Work out investment and turnover on the composite test before you start, because the figures you declare are matched against your income-tax and GST records. A number typed carelessly here is the reason a registration is later found to be wrong when a bank or a buyer verifies it.

If turnover includes exports, strip those out first. If the enterprise is new and has no return yet, the investment figure is the purchase value of plant and machinery excluding GST.

Use the category checker at the top of this page for an indicative answer.

Open the official portal

Go to udyamregistration.gov.in and choose the option for new entrepreneurs who are not yet registered as an MSME, or who hold an EM-II. Holders of an old Udyog Aadhaar number use the separate option for existing UAM registrants.

This is the only government portal. Domains that look similar, charge a fee, or promise a certificate in minutes are private services, and several are outright frauds. Nothing on the government portal costs money.

Aadhaar number and one-time password

Enter the Aadhaar number and the name exactly as printed on the Aadhaar. A one-time password goes to the mobile number linked to that Aadhaar — not to whichever number you use for business.

This is where most registrations stall. If the Aadhaar is not linked to a working mobile number, the link has to be updated at an Aadhaar centre first; there is no way around it on the portal.

Type of organisation and PAN validation

Select the form of organisation, enter the PAN of the enterprise — the firm's or the company's PAN, not the proprietor's personal PAN unless it is a proprietorship — and confirm. The portal then pulls investment and turnover data from the income-tax and GST systems automatically.

A name mismatch between Aadhaar and PAN, or a PAN in the wrong status, stops the process here.

Enterprise details

Enterprise name, the address of every plant or unit, the official address, date of commencement, bank account with IFSC, the NIC code for each activity carried on, the number of persons employed, and the investment and turnover figures.

Three choices on this screen matter later: whether you want to be listed on the Government e-Marketplace, whether you want TReDS onboarding for bill discounting, and whether you consent to be covered by MSME Samadhaan for delayed payment claims. Tick all three unless there is a reason not to.

Submission, number and certificate

A final one-time password completes the filing. The Udyam Registration Number is generated and the e-certificate becomes available, carrying a QR code that links back to the portal record.

Where Aadhaar, PAN and GST all reconcile, this is usually the same working day. Where they do not, the mismatch must be fixed before the number issues. Keep the PDF — banks, tender portals and buyers all ask for it, and it can be downloaded again at any time.

What to keep in front of you before you start

Nothing is uploaded to the portal, but every one of these is asked for on screen. Tick them off — the bar fills as you go.

0 of 12 ready
Send it to us on WhatsApp

NIC code finder for Udyam registration

The National Industrial Classification code you choose decides the category buyers see on GeM and in tender listings. Pick the wrong one and the registration is valid but useless for the thing you wanted it for. Search your activity below.

Read this before you pick. Codes below are NIC 2008 at four digits. On the portal you will then choose a five-digit sub-class from a dropdown — the four-digit class tells you which branch to open. Add a separate code for every activity you actually carry on; there is no limit on how many sit under one Udyam number. Crop production under NIC division 01 is outside Udyam registration.

Manufacturing, service and trading activities can all sit in one registration. For traders, remember the benefit is restricted to priority sector lending.

What the number actually gets you

Some of these are automatic, some need a separate application, and a few are worth more than people expect. Filter by what you are after.

Priority sector lending

Bank lending to a registered micro or small enterprise counts towards the bank's priority sector target under Reserve Bank of India norms. This is the quiet reason an MSME file moves faster than an unregistered one at the same branch.

Collateral-free credit under CGTMSE

Guarantee cover for micro and small enterprises was raised to ₹10 crore with effect from 1 April 2025, with an enhanced facility for exporter term loans. The guarantee protects the lender; you still owe the loan, but the security demand comes down sharply.

Credit card for micro units

A customised credit facility of ₹5 lakh was announced for micro enterprises registered on the Udyam portal — the registration is the eligibility gate.

Mudra and state schemes

Mudra lending, Delhi government industrial support and state subsidy schemes almost all read the Udyam number as the identifier of an eligible unit.

The 45-day payment rule

Section 15 of the MSMED Act requires a buyer to pay a registered micro or small supplier within the agreed period, which cannot exceed 45 days from the day of acceptance — and within 15 days where there is no written agreement.

Interest at three times the bank rate

Section 16 gives compound interest with monthly rests at three times the bank rate notified by the Reserve Bank of India, running from the appointed day. It is payable whether or not you asked for it in the invoice. Work out the figure.

Pressure from the buyer's own tax position

A buyer who pays a micro or small supplier late loses the deduction for that expense in the year it was incurred — Section 43B(h) of the Income-tax Act, 1961, carried forward into Section 37 of the Income-tax Act, 2025. Your registration is what brings the buyer inside that rule.

MSME Samadhaan

A claim can be filed online against a defaulting buyer before the Micro and Small Enterprise Facilitation Council. Buyers who are companies must also disclose dues outstanding beyond 45 days in half-yearly Form MSME-1 with the Registrar of Companies.

Public procurement reservation

Central ministries, departments and public sector undertakings must source at least 25% of their annual procurement from micro and small enterprises, with 4% reserved for units owned by SC/ST entrepreneurs and 3% for women-owned units.

Tender fee and earnest money

Micro and small enterprises are exempt from tender document cost and from earnest money deposit in central government tenders — often the single biggest cash saving for a small contractor bidding regularly.

GeM seller status

The Government e-Marketplace reads the Udyam number to mark a seller as an MSE, which is what makes the reserved procurement share reachable. This is where the NIC code you chose starts to matter. GeM registration.

TReDS bill discounting

Registered suppliers can discount invoices raised on large buyers through a TReDS platform and convert a 60-day receivable into cash now.

ZED, Lean and quality certification

Ministry of MSME schemes subsidise certification and productivity programmes for registered units, with higher support for micro enterprises and for women-owned units.

Intellectual property support

Reimbursement of a share of patent, trademark and geographical indication costs is available to registered enterprises under the MSME innovation schemes. Trademark filing.

Technology and capital subsidy

Credit-linked capital subsidy for technology upgradation, and support for barcoding, energy audits and participation in trade fairs, all run off the Udyam registration.

State-level concessions

Electricity duty concessions, stamp duty relief and industrial plot allotments under state industrial policy are extended to registered units. In Delhi these run through the industries department and DSIIDC.

What it does not get you

Udyam registration is not a trade licence, not a GST registration, not an import-export code and not a factory licence. It also does not create a tax exemption. Traders registered on Udyam get priority sector lending treatment but not the full suite of ministry schemes.

A buyer is sitting on your invoice. Here is what the law says it costs him.

Sections 15 and 16 of the MSMED Act, 2006 apply to registered micro and small enterprises. Enter the invoice and see the appointed day, the interest, and whether the buyer is looking at a disallowance in his own tax computation.

The bank rate moves with monetary policy — it stood at 5.50% after the August 2026 review. Interest under Section 16 runs at three times this rate, compounded with monthly rests.

The 45 days is a ceiling, not a default

A written agreement can fix any credit period, but for this purpose it cannot exceed 45 days from the day of acceptance. A contract saying 90 days does not protect the buyer beyond day 45. With no written agreement at all, the period is 15 days.

Day of acceptance, not date of invoice

The clock starts on the day of acceptance or deemed acceptance of the goods or services. Where the buyer objects in writing within 15 days of delivery, it runs from the day the objection is removed.

Interest is not deductible for the buyer

Section 23 of the MSMED Act expressly disallows the Section 16 interest as a deduction in the buyer's income-tax computation. So a late payment costs him the interest and the tax on it.

Where the claim is filed

Before the Micro and Small Enterprise Facilitation Council through the MSME Samadhaan portal. The council refers the matter to conciliation and then arbitration, and the reference is to be decided within 90 days.

Ask us to take up a delayed payment

Certificate download, update and correction

Three things people come to us for after the registration itself: they cannot find the certificate, the details on it are wrong, or the annual update was never done.

Udyam certificate download

  1. Open the Print or Verify Udyam Registration option on the portal.
  2. Enter the Udyam Registration Number, and the mobile number or email registered against it.
  3. Verify the one-time password.
  4. Download the PDF. It carries a QR code any bank or buyer can scan.

There is no charge and no limit on how many times it can be downloaded. If the registered mobile number is no longer in use, the contact details have to be updated first.

Udyam registration update

Investment, turnover and export figures are to be updated every year; the portal reads them from your income-tax and GST filings. Failing to update within the period specified on the portal makes the enterprise liable to suspension of its status — which is discovered, invariably, on the day a bank or a tender portal checks.

Business name, addresses, contact details, bank account, NIC codes and employee numbers can all be edited. The Udyam Registration Number and the date of registration cannot — those two anchor your seniority and your position under the delayed-payment provisions.

Corrections and cancellation

Registrations filed in a hurry commonly carry the proprietor's personal PAN where the firm's PAN belonged, a single NIC code where four activities are run, one address where there are three units, or a spelling that does not match the bank account.

Each of those is fixable through the update route. Where a duplicate registration exists against the same PAN, or the business has closed, the surplus registration should be cancelled rather than left live.

Nine ways a registration goes wrong

Paying a lookalike portal

Fee-charging sites with government-looking names still rank well in search. The Ministry charges nothing at any stage. If a payment page appeared, you were not on the government portal.

A second registration for a second unit

One enterprise, one PAN, one Udyam number. Additional units, branches and activities go inside the existing registration. Duplicates cause problems at verification.

Only one NIC code entered

A firm that manufactures, installs and services enters all three. The missing codes are the ones that block a GeM category or a tender qualification months later.

Aadhaar not linked to a live mobile

The one-time password goes to the Aadhaar-linked number, not to the business number. If that link is stale it has to be updated at an Aadhaar centre before anything else can happen.

Proprietor's PAN used for a firm

A partnership, LLP or company registers on its own PAN with the authorised signatory's Aadhaar. Using a personal PAN produces a registration in the wrong name.

Turnover entered with exports included

Export turnover is excluded. Leaving it in can push an enterprise into a higher category and out of benefits it was entitled to keep.

Treating the old UAM as live

Udyog Aadhaar stopped being valid after 31 March 2021. Quoting that number to a bank or a buyer today amounts to being unregistered.

Never updating after the first year

The annual data update is the single most-neglected part of the whole thing, and non-updation leaves the status liable to suspension.

Expecting the full scheme suite as a trader

Wholesale and retail trade are registrable, but the benefit is confined to priority sector lending. Budgeting for subsidies that do not apply to traders ends badly.

MSME registration near you — Dwarka and about twenty-two kilometres around it

Our office is at T3 and T4, Manish Twin Plaza, Plot No. 3, Sector 4, Dwarka, New Delhi 110078. Most of the MSME work we do sits inside a roughly 22-kilometre ring around it — the industrial and trading belt of west and south-west Delhi, the Dwarka sectors themselves, and the Gurugram border.

Because Udyam filing is entirely online, nothing requires you to come in. Clients usually send the details over WhatsApp, we reconcile the PAN, GST and turnover position, and the registration goes through on a call while the Aadhaar one-time password is in hand. Where the figures need checking against returns first, that is a separate conversation and we would rather have it before filing than after.

Dwarka Sectors 1–29Dwarka MorPalamSagarpurJanakpuriVikaspuriUttam NagarNajafgarhBijwasanKapasheraMahipalpurVasant KunjDelhi CanttNarainaMayapuriKirti NagarRajouri GardenTilak NagarSubhash NagarPaschim ViharPunjabi BaghPeeragarhiNangloiMundkaUdyog Vihar, GurugramBahadurgarh border

Outside this ring, and outside Delhi NCR altogether, the work runs the same way — entirely remotely.

The office

T3 & T4, Manish Twin Plaza
Plot No. 3, Sector 4, Dwarka
New Delhi 110078

+91 92662 42424
info@wealth4india.com

Monday to Saturday, 10 AM to 7 PM. Nearest Metro: Dwarka Sector 9 and Dwarka Sector 10 on the Blue Line.

Open in Maps

Looking for a CA for MSME registration?

A great many searches for MSME registration are really searches for someone who will get the numbers right. The figures you declare are matched against your income-tax return and GST filings, so the declaration and the returns have to tell the same story.

That is the part worth having a qualified professional look at — particularly where investment sits close to a ceiling, where exports are in the turnover, or where the registration will be quoted to a lender. Our tax and compliance work sits alongside this: ITR filing, GST and ROC compliance.

Questions we are asked most often

Is there any government fee for MSME or Udyam registration?

No. Registration on udyamregistration.gov.in is free — to register, to update and to download the certificate. Any site asking for a government fee is not the official portal. A professional may charge for handling the filing, which is a different thing from a government fee, and should be described as such.

What are the MSME classification limits in 2026?

Under Notification S.O. 1364(E) dated 21 March 2025, in force from 1 April 2025: micro is investment up to ₹2.5 crore and turnover up to ₹10 crore; small is up to ₹25 crore and ₹100 crore; medium is up to ₹125 crore and ₹500 crore. Both tests apply together and export turnover is excluded.

Is my old Udyog Aadhaar number still valid?

No. Udyog Aadhaar Memorandum registrations ceased to be valid after 31 March 2021. If a UAM number is all you hold, the enterprise is currently unregistered for MSME purposes and should register afresh on the Udyam portal.

How long does Udyam registration take?

Usually the same working day, where the Aadhaar-linked mobile number is working and the PAN and GST details reconcile. Delays come from three places: a mobile number no longer linked to Aadhaar, a name mismatch between Aadhaar and PAN, and turnover or investment figures that do not agree with the filings the portal reads.

Can a trader take Udyam registration?

Yes. Wholesale and retail trade were brought in from July 2021, but the benefit for traders is limited to priority sector lending under Reserve Bank of India norms. The wider Ministry of MSME scheme suite remains directed at manufacturing and service enterprises.

Do I need GST registration before Udyam registration?

Only where the business is liable to register under GST law. Below the GST threshold, PAN alone is enough. An informal micro enterprise exempt from GST and without a PAN can be onboarded through the Udyam Assist Platform by a designated agency and is treated as a micro enterprise for priority sector lending.

Does Udyam registration expire or need renewal?

The registration is permanent and has no expiry date. What it does need is an annual update of investment, turnover and export data. Non-updation within the period specified on the portal renders the enterprise liable to suspension of its status.

How do I download my Udyam certificate again?

Through the Print or Verify Udyam Registration option, using the Udyam Registration Number and the registered mobile number or email, with a one-time password. The certificate is a PDF with a QR code. If the registered mobile number is dead, update the contact details first.

Which NIC code should I choose?

The one matching the activity you actually carry on, with a separate code added for every distinct activity. The code decides how buyers see you on GeM and in tender categories, so an approximate choice causes real rejections later. Use the NIC code finder above to locate the right four-digit class, then pick the five-digit sub-class the portal offers.

What if my buyer refuses to pay within 45 days?

Section 16 of the MSMED Act gives you compound interest with monthly rests at three times the bank rate notified by the Reserve Bank of India, running from the appointed day, whether or not the invoice mentioned interest. A claim can then be filed against the buyer before the Micro and Small Enterprise Facilitation Council through the MSME Samadhaan portal. Separately, the buyer loses the income-tax deduction for the unpaid expense. Work out the interest.

Can one PAN hold more than one Udyam registration?

No. One enterprise takes one registration against its PAN, and additional units, branches and activities are added inside it. Where duplicates already exist, the surplus should be cancelled.

Is registration compulsory?

It is voluntary in law. In practice it is not optional for anyone who wants priority sector lending, tender participation, the delayed-payment protections, or a scheme benefit — every one of those reads the Udyam number as the identifier of an eligible enterprise.

Do you handle MSME registration outside Dwarka?

Yes. The office is in Sector 4, Dwarka, and most of the MSME work sits within roughly 22 kilometres — Janakpuri, Uttam Nagar, Vikaspuri, Najafgarh, Palam, Vasant Kunj, Rajouri Garden, Kirti Nagar, Mayapuri, Paschim Vihar, and the Gurugram border. The filing is online, so we also handle registrations elsewhere in Delhi NCR and across India.

What does it cost to have you do it?

Quoted on enquiry, and it depends on what is actually involved — a straightforward new registration is not the same piece of work as reconciling three years of turnover, splitting activities across NIC codes, or reviving a registration whose contact details are all stale. Tell us the position and we will tell you the scope before anything starts.

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