Free financial calculators, IndiaWork out the number before you decide.

Investment returns, goals, retirement income, loans, tax and forex. Free, instant and private: nothing you type leaves your browser.

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Wealth Return Calculator

Compare what ₹10 lakh, or ₹10,000 a month, could become in FD, PPF, gold, property, debt, hybrid and equity funds and shares, after tax and inflation.

Compare investments

Planning

Goal planner

How much to invest each month for a child's education, a home or retirement, with inflation built in.

Investing

SIP and step-up SIP

What a monthly SIP could grow into, with an optional yearly increase.

Investing

Lumpsum growth

What a one-time investment could become over the years.

Retirement

SWP monthly income

How long a corpus lasts when you withdraw a fixed amount every month.

Planning

Cost of waiting

What starting the same SIP five or ten years later really costs you.

Tax

Tax on mutual fund gains

Tax on equity and debt fund gains at current rates, including the ₹1.25 lakh exemption.

Investing

Which fund type suits you?

Five questions to a suggested mix of fund categories for your risk and timeline.

Investing

Mutual fund NAV lookup

Latest NAV of any scheme, straight from AMFI's daily data.

Planning

Wealth Score quick check

Your finances rated out of 100 across savings, emergency fund, debt, protection and investments.

Planning

Full Wealth Score report

A detailed report with what to fix first and a plan to track every year.

Loans

Loan EMI

Monthly EMI, total interest and total repayment for any loan.

Forex & NRI

Forex all-in cost

Rupee cost of a remittance or forex purchase with GST, TCS and your LRS limit left.

Tax

TCS on foreign remittance

TCS on LRS remittances at FY 2026-27 rates, by purpose.

Forex & NRI

Today's forex rates

Indicative buying and selling rates for major currencies, refreshed through the day.

Forex & NRI

Form 145 & 146 finder

Which part of Form 145 applies and whether you need Form 146.

Calculators that answer real money questions

These free calculators are built by Wealth4India, a wealth, mutual fund, forex, valuation and business support practice in Dwarka, New Delhi. Each one uses current Indian rules, such as FY 2026-27 TCS rates, the ₹1.25 lakh exemption on equity gains and the USD 250,000 LRS limit, and shows its assumptions so you can change them.

A calculator gives a number; a plan puts it to work. If you would like help turning a result into a decision, book a free 15-minute call.